U.S. Consumer Notice
This U.S. Consumer Notice is also called the Gramm-Leach-Bliley Privacy Notice and is bring provided to the extent that any services we provide to you are covered under Federal Law. Because we provide a single version of our web sites to all users and have a single Privacy Policy, we make equal disclosures to all. All visitors and consumers should read our Privacy Policy and Terms of Use, Legal Notice and Disclaimers.
WHAT WE DO WITH YOUR PERSONAL INFORMATION
Facts
Why? - Companies choose how they share your personal information. Under federal law, that means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? -The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number and employment information
- account balances, transaction history and credit information
- assets and investment experience
How? - All companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.
5 Reasons to Share Your Personal Information
Reason #1 - For our everyday business purposes - such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus.
Do we are your personal information for this reason? YES
Can you limit this sharing of your personal information for this reason? NO
Reason #2 - For our marketing purposes - with service providers we use to offer our products and services to you
Do we are your personal information for this reason? YES
Can you limit this sharing of your personal information for this reason? NO
Reason #3 - For joint marketing with other financial companies - with members of our 1800ADVISER Fee-Only Network
Do we are your personal information for this reason? YES
Can you limit this sharing of your personal information for this reason? NO
Reason #4 - For our affiliates' everyday business purposes - information about your transactions and experiences.
Do we are your personal information for this reason? YES
Can you limit this sharing of your personal information for this reason? NO
Reason #5 - For nonaffiliates to market to you - for accounts and services offered by another company (e.g., such as a member of our Fee-Only Network).
Do we are your personal information for this reason? YES
Can you limit this sharing of your personal information for this reason? NO
To Limit Sharing & Marketing or Ask Questions
To Limited Our Sharing: Visit us online: https://theadviser.com/privacy-policy/
Write: Attention: Privacy Officer: The Independent Adviser Corporation, 482 W Main Street, Huntington, NY 11743
To Limited Direct Marketing: Visit us online: https://theadviser.com/privacy-policy/
Write: Attention: Privacy Officer: The Independent Adviser Corporation, 482 W Main Street, Huntington, NY 11743
To Limited Direct Marketing: Visit us online: https://theadviser.com/privacy-policy/
Write: Attention: Privacy Officer: The Independent Adviser Corporation, 482 W Main Street, Huntington, NY 11743
Who We Are?
Who is providing this notice? - This policy is being provided by the Independent Adviser Corporation and our affiliated web sites which are: TheAdviser.com, The-Adviser.com, 1800ADVISER.COM, 401kPlanAdviser.com, The529Adviser.com, AskMyCounsel.com, TheDivorce-Attorney.com, EstatePlanAdviser.com, IRSAdviser.com, Medicare-Adviser.com, RetirementPlanAdviser.com, SocialSecurity-Adviser.com, FinancialPlanAdviser.com, TheAdviserMagazine.com, TheAdviserNews.com, FeeOnlyNews.com, FeeOnlyMarketing.com and TheAdviserAcademy.com .
What We Do?
How does The Independent Adviser Corporation and affiliated Web sites protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We use encryption in the transmittal of your sensitive personal information between your systems and ours and we use firewalls.
How who we collect my personal information? We collect your personal information, for example, when you
- visit our websites, create an account, or ask us to connect you with a Fee-Only professionalprovider of a financial product or service
- sign up for our newsletters
- communicate with us on our websites
We also collect your personal information from others, such as business partners or other companies.
Why can't I limit all sharing? Because some of the services we provide may constitute financial services subject to Federal law, such laws give you the right to limit only:
- sharing for affiliates’ everyday business purposes
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
- We currently do not have affiliates, but we reserve the right to share information as described in this notice.
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates with whom we share information include Fee-Only professionals in our 1800Adviser.com network
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include our Fee-Only professionals in our 1800Adviser.com network.
Other Important Information
Nevada: If you are consumer with a Nevada mailing address, we are providing you this notice under state law. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by completing this Privacy Related Concern Form. You may also write us: Attention: Privacy Officer, The Independent Adviser Corporation, 482 W Main Street, Huntington, NY, 11743. If you wish to contact the Nevada Attorney General's office, they can be reached at: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email [email protected] or [email protected].
Vermont: If you are consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of our company our with our affiliated web sites, unless the law allows. For example, we may share information with your consent, to service your accounts or connect you to Fee-Only professionals in our 1800Adviser.com network. We may share information about our transactions or experiences with you within our corporate family without your consent.
CA: If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of our company or affiliated web site sites, unless the law allows. For example, we may share information with your consent or to service your accounts.
Do Not Call Policy. This notice is The Independent Adviser Corporation's Do Not Call Policy under the Telephone Consumer Protection Act. We do not solicit via telephone numbers listed on the state or federal Do Not Call lists, unless the law allows. Our employees receive training on how to document and process telephone marketing choices. Consumers who ask not to receive telephone solicitations from us will be placed on The Independent Adviser Corporation Do Not Call list and will not be called in future campaigns.
Call Monitoring and Recording. If you communicate with us by telephone, we may monitor or record the call.