When you work with an independent, Fee-Only financial adviser you get personal service, an individualized portfolio and ongoing management. Our independent Fee-Only financial advisers are free to choose the best and most suitable investment product for you. You pay a set fee for this type of service, usually 1% of assets being managed plus a nominal transaction cost for the investment.  The transaction cost is charged by an independent broker dealer.  The exact amount is based on the level of service you seek and is disclosed to you.