Financial Sites such as FinancialEngines.com and DirectAdvice.com produce computerized investment plans.  They base investment portfolio selections on information you input and then map it against a computerized formula to create an "ideal portfolio."

The Internet provides a variety of on-line do-it-yourself financial planning tools such as FinancialEngines.com and DirectAdvice.com. These tools are a great starting point for investors. Although a computerized program can help you review your portfolio, we believe that "human" element that comes with an independent professional adviser is critical.

Our network of independent Fee-Only financial advisers get to know you - how you feel about money, how much risk you can and how much risk you should tolerate. We can make the subtle and appropriate changes to the one-size fit formula produced by computerized programs and we can execute the plan.

The difference may seem subtle but our clients used to feel the same way.