Can you tell me how you are different or work with web site such as or

Financial Sites such as and produce computerized investment plans.  They base investment portfolio selections on information you input and then map it against a computerized formula to create an "ideal portfolio."

The Internet provides a variety of on-line do-it-yourself financial planning tools such as and These tools are a great starting point for investors. Although a computerized program can help you review your portfolio, we believe that "human" element that comes with an independent professional adviser is critical.

Our network of independent Fee-Only financial advisers get to know you - how you feel about money, how much risk you can and how much risk you should tolerate. We can make the subtle and appropriate changes to the one-size fit formula produced by computerized programs and we can execute the plan.

The difference may seem subtle but our clients used to feel the same way.